Can you believe that Halloween is upon us and Thanksgiving is around the corner? What does that mean? Well, it means that you only have a couple of months left to use your dental benefits for 2018. You can call your insurer’s customer service or check with your dentist in Marysville to see if you have any remaining monetary benefits. If you do, then schedule an appointment today so you can begin or complete the dental care you need to have a smile that is strong and healthy.
Whether your payments are monthly or annual, you have to pay a premium for the privilege of having dental insurance. Some plans offer between $1000 and $1500 worth of benefits for covered services in return. If treatment is not completed by the end of December, your benefits will go unused, and they do not roll over to the following calendar year. Simply put, you either use the benefits you pay for or you lose them altogether.
Like dental insurance benefits, a flexible spending account (FSA) contains funds that usually do not carry over into the following year. Whether you or your employer deposits money into an FSA, those dollars can be used toward valuable dental treatment, so do not leave those funds untouched.
Want to save money when you see your Delta Dental dentist in Marysville? In that case, schedule your routine preventive care in a timely manner, including dental cleanings, X-rays and exams. These services are typically covered at 100% and you incur no out-of-pocket expense. And do not forget that having preventive care now can help you avoid needing more expensive and invasive restorative care later.
If you have not used all of your dental benefits, then what are you waiting for? Contact your dentist and schedule an appointment for yourself or another family member. Of course, there are some dental treatments that cannot be completed in a single visit. In that case, it is in the best interest of your smile and your wallet to use your remaining benefits this year. Your dentist will be glad to work with you in order to schedule appointments that straddle 2018 and 2019 so your out-of-pocket expenses are kept as small as possible.
Meet the Doctor
At Allen Creek Family Dentistry, we are dedicated to providing all of the services our patients need to have a healthy mouth and a beautiful smile. Our treatment options include preventive, restorative and cosmetic dentistry. Modern dental implants for single or multiple tooth replacement are also available. Call our office today to schedule a visit.