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Smile More with Dental Insurance in Marysville

If you have been searching for a practice that accepts dental insurance in Marysville, then you have come to the right place. At Allen Creek Family Dentistry, we are happy to accept several dental insurance benefits plans, including Aetna, Delta Dental and Blue Cross Blue Shield. With any of these plans, you will be able to give your family the dental and oral health care they need at a cost you can afford.

As in-network providers with these insurance carriers, our dentists have agreed to accept each company’s pre-determined fees for covered procedures. This means that after satisfying your deductible and paying the coinsurance payment, you owe nothing more.

However, even if we are not on your plan’s list of in-network dentists, please know that we are still glad to work with your provider in order to give you the maximum your benefits will allow. We do not want anyone to decide against necessary treatment for financial reasons. Your smile is too important!

Filing Dental Insurance Claims

Smiling dental patientOur front office staff is very familiar with the claims processes at Aetna, Delta Dental and Blue Cross Blue Shield. To ensure that you are receiving the most bang for your buck from your dental insurance benefits, we will be responsible for filing all of your claim forms. If you have any questions about your insurance, a claim or our billing, please feel free to speak to us when you are here for an appointment. You can also call the office. We are always glad to help.

Commonalities Among Dental Insurance

Boy smiling in dentist’ mirrorWhile dental insurance with Aetna may differ somewhat from Delta Dental or Blue Cross Blue Shield, they do have a few aspects in common. First, dental insurance typically has a limit that runs out at the end of a specified time period, usually a calendar year. Although you do not want to exceed the limit, you also do not want to be too far under it either. In that case, you would be paying for benefits that you and your family are not using.

More important information to know is that most dental insurance benefits not only come with a limit, but they also expire at the end of the year. This means that if you fail to use some of your benefits, what remains will not carry over to the next year. In other words, you can use all of your dental benefits or you can lose them.

Dental Services and Dental Insurance

Close up smileRecognizing that prevention is key to maintaining a healthy and beautiful smile, dental insurance companies usually cover dental exams and cleanings at 100 percent. Like your dentist in Marysville, dental insurers know that if you have regular checkups, then you are more likely to avoid problems such as cavities, cracked teeth, gum disease and even oral cancer.

If you or a family member needs restorative dentistry care, then that is usually partially covered by your insurance. Strictly cosmetic services are typically not covered by most dental benefits plans.

If you have a question about your dental insurance, please call Allen Creek Family Dentistry.